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Put what your current vehicle is worth toward a new GMC or Buick, or a certified used one. We appraise while you wait, deal with your existing lender directly, and tell you the equity position before you pick anything out.
Most people do this in the wrong order. They choose the vehicle, fall for it, and only then find out what their trade is worth and what that does to the payment.
Do it the other way round. Get the appraisal first, find out whether you have equity or a shortfall, and then look at what fits. It takes about thirty minutes and it makes the rest of the conversation honest.
The difference between what your vehicle is worth and what you owe becomes your down payment. That lowers the amount financed, which usually lowers the rate as well as the payment.
Owing more than it is worth is extremely common and it does not stop a deal. The shortfall either gets paid at signing or rolls into the new loan. We will tell you the number rather than bury it in a monthly figure.
Your trade does not have to be a Buick or a GMC, and it does not have to be in good shape. High mileage, mechanical faults, body damage. We take all of it.
We work with more than thirty banks and lenders, several specializing in credit challenges. A trade with equity strengthens an application considerably. Credit financing →
Not always, and we would rather say so than talk you into a payment you did not need.
When the next repair costs more than a few months of payments, the math changes. Bring us the estimate and we will tell you honestly whether fixing it or replacing it is the better answer.
Our service department →The point where you stop being covered and start carrying the risk yourself. Worth knowing where you stand before something expensive happens rather than after.
A new job that needs a truck, a third row that suddenly matters, or a commute that has doubled. The vehicle that fit three years ago may not fit now.
See the lineup →When the market is paying well for what you own, your equity position is better than it will be later. Trucks and SUVs in this market often hold value better than owners expect.
Check your value →Return it, buy it out, or trade the equity into something else. If your lease buyout is below what the vehicle is worth, there may be equity in it that nobody has told you about.
If your current vehicle is reliable, paid off and still fits, trading up mostly buys you a payment. We will tell you that if it is what the numbers say.
New or certified used, whichever the numbers favor.
Full factory warranty and current GM programs, which sometimes reach further on rate than people expect.
GMC lineup →Quieter and better finished than the price suggests. Often where the value sits on a GMC lot.
Buick lineup →Almost all of our used lot is certified, and CarBravo certifies makes other than GM. Inspected, recalls completed and warranty backed, usually at a payment that fits more comfortably than new.
Certified used →This page is about putting your vehicle toward another one. If what you actually want is to sell it outright and walk away with a check, that is a different conversation and we do that as well, with no purchase required.
Currie Motors Buick GMC 1551 W. US Highway 30, Valparaiso, IN 46385 Sales, Service and Parts: (219) 246-4505 Hours: Mon–Fri 9 AM–9 PM, Sat 9 AM–7 PM, Sun closed About nine miles south of Portage on Route 49. Hablamos español.
Thirty minutes tells you your equity position, and everything after that is a better conversation.